BS in Personal Financial Planning with Emphasis in Personal Financial Managment Services

Degree Program Description

Personal Financial Management Services prepares students to work with individuals and families in a wide range of financial service occupations from insurance, investments, or banking, to financial counseling, education, or a social change occupation. This degree program gives graduates a broad understanding of household financial management. Many students choose to complement this degree with a minor in business, economics, social work, or other related program.  Students may prepare for the Certified Retirement Counselor® (CRC®) or Certified Retirement Administrator® (CRA®) designation, or take the exam that leads to earning the Accredited Financial Counselor® (AFC®) designation.

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Major Program Requirements

Professional Program

The Professional Program is comprised of three areas listed below: departmental core requirements, supporting coursework, and professional specialization courses. To be admitted to the Personal Financial Management Services emphasis area, students must have a University of Missouri cumulative GPA of at least a 2.0, based on at least 50 credits attempted. Students who wish to pursue a Personal Financial Management Services emphasis areas must earn at least a grade of C (2.0) or better in FINPLN 2183 and FINPLN 3283 to move to the professional program. A grade in the D range is allowed in only one course in the professional program (unless otherwise noted), regardless of emphasis area. 

Departmental Core Requirements

FINPLN 2083Financial Planning Careers *1
FINPLN 2183Personal and Family Finance *3
FINPLN 3282Financial Counseling *3
FINPLN 3283Financial Planning: Computer Applications *3
FINPLN 4187Tax Planning3
FINPLN 4188Community Agencies and Volunteerism3
FINPLN 4380WAssessing the American Dream - Writing Intensive3
FINPLN 4382Financial Planning: Risk Management3
FINPLN 4383Financial Planning: Investment Management3
FINPLN 4387Consumer and Household Economics3
Total Credits28

Supporting Coursework 

ECONOM 1014Principles of Microeconomics *3
or ABM 1041 Applied Microeconomics
ECONOM 1015Principles of Macroeconomics *3
or ABM 1042 Applied Macroeconomics
ECONOM 3229Money, Banking and Financial Markets3
MANGMT 3540Introduction to Business Law3
MATH 1400Calculus for Social and Life Sciences I3
PSYCH 1000General Psychology3
SOCIOL 1000Introduction to Sociology3
ACCTCY 2036Accounting I3
or ACCTCY 2010 Introduction to Accounting
STAT 2500Introduction to Probability and Statistics I3
Total Credits27

Professional Specialization Requirements 

These courses are selected by students from a list of approved courses to complement their degree (courses can be found on our departmental website or your specific degree audit). Track suggestions are provided below based on student interests (but are not required). At least nine hours of the Professional Specialization Electives must be at the 3000 level or higher. Contact the Student Services Office of the College of Human Environmental Sciences or your departmental advisor to focus your additional credits in a specific area. (NOTE: Tracks will not appear on diploma or transcript.)18
Total Credits18

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Semester Plan

First Year
American History or Government3ECONOM 1015 or ABM 10423
GN_HES 11001ENGLSH 10003
HES Foundation3FINPLN 21833
MATH 11003MATH 14003
PSYCH 10003SOCIOL 10003
Science w/ Lab3 
 16 15
Second Year
ECONOM 1014 or ABM 10413Communications3
FINPLN 20831ECONOM 32293
FINPLN 32833FINPLN 32823
General Elective3ACCTCY 2010 or 20363
STAT 25003Professional Elective3
 16 15
Third Year
FINPLN 41873FINPLN 41883
FINPLN 43823General Elective6
FINPLN 43833Professional Specialization Elective6
HES Foundation (WI Recommended)3-4 
Professional Elective3 
 15-16 15
Fourth Year
General Elective3General Electives3-6
MANGMT 35403Professional Specialization Electives3
Professional Specialization Elective3Humanities3
 15 12-15
Total Credits: 119-123

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Degree Audit

The degree audit is an automated report reflecting a student’s academic progress toward the completion of a degree.  Degree Audits are not available for all programs; however, please consult with the appropriate college or school for audit information.

MU students can request a degree audit by logging in to myDegreePlanner.  Students may also access myDegreePlanner via myZou, in the Student Center, by clicking on the Request Degree Audit link. The audit automatically pulls in the student’s MU course work, transfer courses and courses in progress.  This is available to current students, admitted students, and those who last attended less than three terms ago.

Past MU students can request a degree audit by contacting the Academic Advising Unit of the division in which they were last enrolled at MU. For contact information, go to

Prospective students, can access a preliminary MU degree audit via Information on the college credits already earned will have to be manually entered before it can be evaluated against current degree requirements.

For additional details on degree audits, go to

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Major and Career Exploration

The University of Missouri has many resources to assist you in exploring majors and career possibilities.  For guidance, visit the Majors and Careers website or view specific resources below.

  • If you would like to learn more about your career interests, abilities, values and talents, visit the MU Career Center in the lower level of the Student Success Center.  No appointment is necessary to explore career options with one of our staff members.

For additional major and career exploration resources, visit Major & Career Exploration in the catalog.

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