BS in Personal Financial Planning with Emphasis in Personal Financial Planning

Degree Program Description

The Personal Financial Planning degree program is registered with the Certified Financial Planner Board of Standards, Inc. allowing graduates to sit for the comprehensive CFP® examination to earn the right to use the CFP® designation. Coursework includes principles of personal financial planning, investments, insurance, taxation, retirement planning, and estate planning, complemented by courses that develop an understanding of the economic and social contexts within which clients make financial decisions. Graduates excel in providing client–centered financial management advice.  Students may prepare for the Certified Retirement Counselor® (CRC®) or Certified Retirement Administrator® (CRA®) designation, or take the exam that leads to earning the Accredited Financial Counselor® (AFC®) designation. Graduates are employed as financial planners, private wealth manager, investment strategist, employee benefits advisor, retirement benefits administrator, insurance specialist, financial counselor, compliance officer, client service manager, trust & estate administrator, Extension agents, and consultants or counselors in financial, social, educational, legal, and government agencies.

Graduates must complete education requirements, pass a national professional exam, obtain professional experience, and agree to adhere to the professional code of ethics before being able to use the CFP® marks.

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Major Program Requirements

Professional Program

The Professional Program is comprised of three areas listed below: departmental core requirements, supporting coursework, and professional specialization courses.  To be admitted to the Personal Financial Planning emphasis area, students must have a University of Missouri cumulative GPA of at least a 2.5, based on at least 50 credits attempted.  Students who wish to pursue a Personal Financial Planning emphasis must earn a grade of B- (2.7) or better, in FINPLN 2183 and a grade of C (2.0) or better in FINPLN 3283 to move to the professional program.  A grade in the D range is allowed in only one course in the professional program (unless otherwise noted), regardless of emphasis area.

Departmental Core Requirements

FINPLN 2083Financial Planning Careers *1
FINPLN 2183Personal and Family Finance 13
FINPLN 3282Financial Counseling *3
FINPLN 3283Financial Planning: Computer Applications *3
FINPLN 4187Tax Planning *3
FINPLN 4188Community Agencies and Volunteerism3
FINPLN 4380WAssessing the American Dream - Writing Intensive3
FINPLN 4382Financial Planning: Risk Management *3
FINPLN 4383Financial Planning: Investment Management *3
FINPLN 4387Consumer and Household Economics3
Total Credits28

Supporting Coursework

ECONOM 1014Principles of Microeconomics *3
or ABM 1041 Applied Microeconomics
ECONOM 1015Principles of Macroeconomics *3
or ABM 1042 Applied Macroeconomics
ECONOM 3229Money, Banking and Financial Markets3
MANGMT 3540Introduction to Business Law3
MATH 1400Calculus for Social and Life Sciences I3
PSYCH 1000General Psychology3
SOCIOL 1000Introduction to Sociology3
ACCTCY 2036Accounting I3
STAT 2500Introduction to Probability and Statistics I3
Total Credits27

Professional Specialization Requirements

ACCTCY 2037Accounting II3
STAT 3500Introduction to Probability and Statistics II3
FINPLN 4386Financial Planning: Employee Benefits and Retirement Planning *3
FINPLN 4393Financial Planning: Estate and Gift Planning *3
FINPLN 4389Financial Planning: Capstone *3
FINPLN 4993Internship in Personal Financial Planning3
Total Credits18

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Semester Plan

First Year
American History or Government3ECONOM 1015 or ABM 10423 
GN_HES 11001ENGLSH 10003 
HES Foundation3FINPLN 21833 
MATH 11003MATH 14003 
PSYCH 10003SOCIOL 10003 
Science w/ Lab3  
 16 15  
Second Year
ECONOM 1014 or ABM 10413ACCTCY 20363 
FINPLN 20831Communications3 
FINPLN 32833ECONOM 32293 
General Elective3FINPLN 32823 
STAT 25003STAT 35003 
 16 15  
Third Year
ACCTCY 20373FINPLN 41883FINPLN 49933
FINPLN 41873FINPLN 43863 
FINPLN 43833FINPLN 43933 
FINPLN 43823General Elective6 
HES Foundation (WI Recommended)3-4  
 15-16 15 3
Fourth Year
FINPLN 4380W3FINPLN 43873 
FINPLN 43893General Electives6 
MANGMT 35403Humanities3 
 12 12  
Total Credits: 119-120

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Degree Audit

The degree audit is an automated report reflecting a student’s academic progress toward the completion of a degree.  Degree Audits are not available for all programs; however, please consult with the appropriate college or school for audit information.

MU students can request a degree audit by logging in to myDegreePlanner.  Students may also access myDegreePlanner via myZou, in the Student Center, by clicking on the Request Degree Audit link. The audit automatically pulls in the student’s MU course work, transfer courses and courses in progress.  This is available to current students, admitted students, and those who last attended less than three terms ago.

Past MU students can request a degree audit by contacting the Academic Advising Unit of the division in which they were last enrolled at MU. For contact information, go to

Prospective students, can access a preliminary MU degree audit via Information on the college credits already earned will have to be manually entered before it can be evaluated against current degree requirements.

For additional details on degree audits, go to

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Major and Career Exploration

The University of Missouri has many resources to assist you in exploring majors and career possibilities.  For guidance, visit the Majors and Careers website or view specific resources below.

  • If you would like to learn more about your career interests, abilities, values and talents, visit the MU Career Center in the lower level of the Student Success Center.  No appointment is necessary to explore career options with one of our staff members.

For additional major and career exploration resources, visit Major & Career Exploration in the catalog.

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