BSHES in Personal Financial Planning with Emphasis in Personal Financial Management Services

Degree Program Description

Personal Financial Management Services prepares students to work with individuals and families in a wide range of financial service occupations, from insurance, investments, or banking to financial counseling, education, or a social change occupation. This degree program gives graduates a broad understanding of household financial management. Many students choose to complement this degree with a minor in business, finance, marketing, accounting, economics, social work, or other related program.  Students may prepare for the Certified Retirement Counselor® (CRC®) or Certified Retirement Administrator® (CRA®) designation, or take the exam that leads to earning the Accredited Financial Counselor (AFC) designation.  Graduates will work with individuals and families in a wide range of financial service occupations, including insurance, investments, banking, financial counseling, education, or a social change occupation.

Back to Top

Major Program Requirements

Professional Program

The Professional Program is comprised of three areas listed below:  departmental core requirements, supporting coursework, and professional specialization courses. To be admitted to the Personal Financial Management Services emphasis area, students must have a University of Missouri cumulative GPA of at least a 2.0, based on at least 50 credits attempted.  Students who wish to pursue a Personal Financial Management Services emphasis areas must earn at least a grade of C (2.0) or better in FINPLN 2183 and FINPLN 3283 to move to the professional program. A grade in the D range is allowed in only one course in the professional program (unless otherwise noted), regardless of emphasis area. 

Departmental Core Requirements

FINPLN 2083Financial Planning Careers *1
FINPLN 2183Personal and Family Finance *3
FINPLN 3282Financial Counseling *3
FINPLN 3283Financial Planning: Computer Applications *3
FINPLN 4187Tax Planning3
FINPLN 4188Community Agencies and Volunteerism3
FINPLN 4380WAssessing the American Dream - Writing Intensive3
FINPLN 4382Financial Planning: Risk Management3
FINPLN 4383Financial Planning: Investment Management3
FINPLN 4387Consumer and Household Economics3
Total Credits28

Supporting Coursework 

ECONOM 1014Principles of Microeconomics *3
or AG_EC 1041 Applied Microeconomics
ECONOM 1015Principles of Macroeconomics *3
or AG_EC 1042 Applied Macroeconomics
ECONOM 3229Money, Banking and Financial Markets3
MANGMT 3540Introduction to Business Law3
MATH 1400Calculus for Social and Life Sciences I3
PSYCH 1000General Psychology3
SOCIOL 1000Introduction to Sociology3
ACCTCY 2036Accounting I3
or ACCTCY 2010 Introduction to Accounting
STAT 2500Introduction to Probability and Statistics I3
Total Credits27

Professional Specialization Requirements 

These courses are selected by students from a list of approved courses to complement their degree (courses can be found on our departmental website http://pfp.missouri.edu or your specific degree audit). Track suggestions are provided below based on student interests (but are not required). At least nine hours of the Professional Specialization Electives must be at the 3000 level or higher. Contact the Student Services Office of the College of Human Environmental Sciences or your departmental advisor to focus your additional credits in a specific area. (NOTE: Tracks will not appear on diploma or transcript.)18
Total Credits18

Suggested Tracks: Students may choose a track to help complete their eighteen hours of Professional Specialization Electives. Students are strongly encouraged to focus courework in area(s) that complements career goals and academic interests. As a reminder, at least nine hours of the Professional Specialization Electives must be at the 3000 level or higher.  (NOTE:  Tracks will not appear on diplomas or transcripts.)

Real Estate Track
FINANC 3000Corporate Finance3
FINANC 4500Principles of Real Estate3
FINANC 4510Real Estate Appraisal3
or FINANC 4520 Real Estate Finance and Investment
Additional Approved Credits9
Personal Investments Track
FINANC 3000Corporate Finance3
FINANC 4020Investments3
FINANC 4220Portfolio Management3
Additional Approved Credits9
Relationship Banking Track
FINANC 3000Corporate Finance3
FINANC 4030Financial Intermediaries and Markets3
FINANC 4130Management of Financial Institutions3
Additional Approved Credits9
Sales Marketing Track
MRKTNG 3000Principles of Marketing3
MRKTNG 4220Consumer Behavior3
MRKTNG 4380Buying and Supply Chain Management3
Additional Approved Credits9
Benefits Administration Track
MANGMT 3000Principles of Management3
MANGMT 4020Human Resource Management3
MANGMT 4220Compensation Theory and Practice3
Additional Approved Credits9
Consumer Behavior Research Track
MRKTNG 3000Principles of Marketing3
MRKTNG 4050Marketing Research3
MRKTNG 4220Consumer Behavior3
Additional Approved Credits9
General Economics Track
ECONOM 3251Theory of the Firm3
ECONOM 4351Intermediate Microeconomics3
ECONOM 4353Intermediate Macroeconomics3
ECONOM 4325The International Monetary System3
Additional Approved Credits9
Generalist Track
Eighteen hours can be selected from a list of approved courses to complement their degree (courses can be found on our departmental website http://pfp.missouri.edu or your specific degree audit). Othere courses can be approved by the departmental advisor or other faculty member. As a reminder, at least nine of the eighteen hours of Professional Specialization Requirment hours must be at the 3000 level, or above.18

Back to Top 

Semester Plan

A sample plan is not currently available. Contact the department for additional information.

Back to Top

Degree Audit

The degree audit is an automated report reflecting a student’s academic progress toward the completion of a degree.  Degree Audits are not available for all programs; however, please consult with the appropriate college or school for audit information.

MU students can request a degree audit by logging in to myDegreePlanner.  Students may also access myDegreePlanner via myZou, in the Student Center, by clicking on the Request Degree Audit link. The audit automatically pulls in the student’s MU course work, transfer courses and courses in progress.  This is available to current students, admitted students, and those who last attended less than three terms ago.

Past MU students can request a degree audit by contacting the Academic Advising Unit of the division in which they were last enrolled at MU. For contact information, go to http://advising.missouri.edu/contact/.

Prospective students, can access a preliminary MU degree audit via http://www.transfer.org. Information on the college credits already earned will have to be manually entered before it can be evaluated against current degree requirements.

For additional details on degree audits, go to http://registrar.missouri.edu/degree-audits/index.php.

Back to Top

Major and Career Exploration

The University of Missouri has many resources to assist you in exploring majors and career possibilities.  For guidance, visit the Majors and Careers website or view specific resources below.

  • If you would like to learn more about your career interests, abilities, values and talents, visit the MU Career Center in the lower level of the Student Success Center.  No appointment is necessary to explore career options with one of our staff members.

For additional major and career exploration resources, visit Major & Career Exploration in the catalog.

Back to Top