Graduate Certificate in Personal Financial Planning

Director of Graduate Studies
Rui Yao, PhD, CFP®
239 Stanley Hall
Columbia, MO 65211

The Personal Financial Planning Certificate is an 18 hour non-degree, post-baccalaureate program designed to prepare students to sit for the national CERTIFIED FINANCIAL PLANNER™ exam.

Program applicants must have completed a bachelor’s degree. Completing the Personal Financial Planning Certificate satisfies the Certified Financial Planner Board of Standard’s education requirement, which is one of four requirements leading to approval to use the CFP® designation. The other three requirements are passing the national exam, meeting an experience requirement and agreeing to adhere to the CFP® code of ethics. The CERTIFIED FINANCIAL PLANNER™ designation is widely recognized as the premier professional designation in the personal financial management services industry. (This certificate is also available via distance education through the Great Plains IDEA group. Please see for more information.)

Courses Required for the Applied Master’s Degree and the Graduate Certificate in Personal Financial Planning:

FINPLN 7382Financial Planning: Risk Management3
FINPLN 7383Financial Planning: Investment Management3
FINPLN 7187Financial Planning: Tax Planning3
FINPLN 7386Financial Planning: Employee Benefits and Retirement Planning3
FINPLN 7393Financial Planning: Estate and Gift Planning3
FINPLN 7389Financial Planning: Capstone3

Elective Courses

Since the Personal Financial Planning Certificate is a registered program under the oversight of a professional organization granting a professional designation, all courses are required. Electives may be taken as part of the Applied Master of Science (non-thesis options), the Master of Science (thesis option) and the doctoral programs.

Federal Gainful Employment disclosure information for this Graduate Certificate is available at